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LoanAppsPH directory

Personal Loans in the Philippines

Compare personal loan offers from banks and digital lenders in the Philippines.

8listed products
2026review framework
Safetycost-first comparison

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Personal Loans in the Philippines directory

Option Type Best for Check first Last checked Next step
Metrobank Personal Loan — Flexible Financing for Filipinos Personal loan Larger planned expenses Monthly payment and total cost May 30, 2025 Read review
CIMB Personal Loan — No Collateral, No Branch Visit Personal loan Larger planned expenses Monthly payment and total cost May 30, 2025 Read review
Tonik Flex Loan — 100% Digital Loan for Everyday Needs Personal loan Larger planned expenses Monthly payment and total cost May 30, 2025 Read review
Security Bank Personal Loan — Practical Financing Without Collateral Personal loan Larger planned expenses Monthly payment and total cost May 30, 2025 Read review
Need a Big Loan Without Collateral? Discover RCBC Personal Loan Personal loan Larger planned expenses Monthly payment and total cost May 30, 2025 Read review
BDO Personal Loan — Full Review for 2025 Personal loan Larger planned expenses Monthly payment and total cost May 30, 2025 Read review
BPI Personal Loan — Complete Guide for 2025 Personal loan Larger planned expenses Monthly payment and total cost May 30, 2025 Read review
BDO Unibank Personal Loan Review Philippines: Flexible Cash Loans for Your Needs Personal loan Larger planned expenses Monthly payment and total cost May 15, 2025 Read review
BDO
Personal loan

BDO Personal Loan — Full Review for 2025

The BDO Personal Loan is one of the most recognized and trusted financial products in the...

Review Safety notes Updated May 2025
Best forLarger planned expenses Check firstMonthly payment and total cost
Read review
BPI
Personal loan

BPI Personal Loan — Complete Guide for 2025

Looking for a reliable personal loan in the Philippines that doesn’t require complex paperwork or long...

Review Safety notes Updated May 2025
Best forLarger planned expenses Check firstMonthly payment and total cost
Read review

How to choose

Compare beyond the headline offer.

For personal loans, compare the annualized cost, monthly payment, documentation, approval speed and early repayment rules.

Monthly payment APR signals Documents Early repayment

Category FAQ

How should I compare options?

Start with total repayment cost, fees, eligibility requirements, repayment dates and support availability.

Is the cheapest option always best?

No. A lower advertised rate can still be a poor fit if penalties, short repayment windows or support quality create extra risk.

Should I apply before checking terms?

No. Review the provider terms first and apply only when the repayment amount fits your budget.

Review standards

How this directory is reviewed

LoanAppsPH is a comparison portal, not a lender. We organize public provider information around borrower-first checks and encourage every user to verify final rates, fees and terms directly with the official provider before applying.

Provider identity Company, product and support signals Total cost Fees, interest and repayment pressure Fit check Eligibility, documents and budget risk