Cashspace Philippines Review — Find and Compare Online Loans Fast
Need money today? Don’t know which loan app to trust? Cashspace Philippines is one of the country’s fastest-growing loan comparison platforms, giving you access to multiple online loan offers in just 2 minutes. Whether you have good credit, bad credit, or no credit history at all, Cashspace helps you find a personal loan that suits your needs — fast, easy, and free.
In this review, we’ll walk you through how Cashspace works, who it’s for, and how it can help you get fast cash loans in the Philippines.
💼 What Is Cashspace?
Cashspace.ph is an online loan aggregator — not a lender — that connects you with licensed financial institutions based on your profile. Instead of filling out dozens of forms for different loan apps, you complete one simple application on Cashspace, and they match you with the best available loan offers.
Cashspace is especially helpful if you:
-
Need a loan with fast approval
-
Want to avoid scams and compare legit lenders
-
Don’t have time to apply everywhere manually
-
Are looking for online loans in the Philippines without documents
✅ Key Benefits of Cashspace
-
🕒 Application takes under 2 minutes
-
💰 Loan offers from up to 10+ lenders
-
✅ No fees to use
-
📲 100% online — apply anytime, anywhere
-
👥 Open to all types of employment
-
💳 Disbursement to GCash, Maya, or bank account
-
🔒 Safe, fast, and confidential
Cashspace is ideal if you want to compare loan apps instantly and choose the best deal with no pressure.
📝 How to Apply via Cashspace
-
Go to cashspace.ph
-
Select the loan amount and repayment period
-
Enter your basic personal and contact information
-
Submit your application
-
Wait a few seconds while Cashspace matches you with lenders
-
Review your matched offers and choose the best one
-
Finish your loan application on the lender’s website
Your matched offers will include interest rates, repayment terms, approval speed, and more.
👤 Who Can Use Cashspace?
Cashspace is open to almost any Filipino adult:
-
Age: 18 to 70 years old
-
Must be a Filipino citizen
-
Must have a valid ID
-
Must have a mobile phone number and email
-
Must have a bank account, GCash, or Maya wallet
Cashspace works great for:
-
First-time borrowers
-
Freelancers or gig workers
-
Students (18+)
-
Individuals with bad credit or no credit score
💰 Loan Features from Cashspace Partners
Cashspace itself doesn’t approve or deny loans — it just matches you. But here’s what most Cashspace partner lenders offer:
-
Loan Amount: PHP 1,000 to PHP 25,000
-
Loan Term: 91 to 180 days
-
Interest Rate: 12% to 36% annually
-
Disbursement: GCash, Maya, or bank account
-
Requirements: valid ID, contact info
-
Approval Time: within 10–30 minutes
-
Availability: 24/7 online
Some lenders offer 0% interest for first-time users, while others provide loan extensions or early payment discounts.
🔎 When Should You Use Cashspace?
-
You need money urgently for medical bills, rent, or groceries
-
You don’t know which loan app is legit or fastest
-
You’ve been rejected elsewhere and want more chances
-
You don’t have time to visit a bank
-
You want to compare offers before committing
Cashspace is perfect for those who want to borrow smart, not desperate.
📈 Pros and Cons of Cashspace
✅ Pros:
-
Fast, free loan comparison
-
No registration fees
-
Available 24/7
-
No collateral required
-
Ideal for people with no credit history
-
Matched offers based on your real profile
-
High approval rate across multiple lenders
❌ Cons:
-
Not a direct lender — you must complete your loan on the lender’s site
-
You may receive promotional calls/SMS after applying
-
Some matched offers may have high interest rates
-
First-time borrowers may get limited amounts
🔒 Is Cashspace Legit?
Yes. Cashspace is a legal, international loan comparison service that operates across Asia and Europe. They work only with SEC-registered lending partners in the Philippines and do not collect or store sensitive banking data.
The platform is secure, does not charge any user fees, and gives you access to only trusted and vetted loan providers.
🧠 Tips for Best Results with Cashspace
-
Always enter real, accurate data
-
Double-check your contact info to receive the offers
-
Choose lenders with 0% offers for your first loan
-
Pay on time to avoid late fees
-
Don’t apply to every lender — pick the one that fits your situation
📊 Common Loan Uses
-
Loan for groceries and rent
-
Emergency medical loan
-
Loan for bills payment (electricity, water, internet)
-
Loan for house repairs
-
Tuition fee loan
Whether it’s for daily needs or sudden situations, Cashspace helps you find the fastest online loans in the Philippines without searching dozens of sites.
📊 Comparison Table — Cashspace vs Other Online Loan Platforms in the Philippines
Feature | Cashspace | Finbro | Kviku | PesoRedee | MoneyCat |
---|---|---|---|---|---|
Platform Type | Loan aggregator | Direct lender | Direct lender | Direct lender | Direct lender |
First Loan Interest | Some partners 0% | 0% | 0% | 0% | 0% |
Max Loan Amount | PHP 25,000 | PHP 50,000 | PHP 25,000 | PHP 30,000 | PHP 20,000 |
Approval Speed | 2–10 minutes (matching) | 15 minutes | 30–60 minutes | 5 minutes | 30 minutes |
Disbursement Method | GCash, Maya, Bank | GCash, Bank | GCash, Bank | GCash, Bank | GCash, Bank |
Term Length | 91 – 180 days | 30 – 180 days | 60 – 180 days | 91 – 180 days | 90 – 180 days |
Credit History Needed | Not required | Not required | Not required | Not required | Not required |
Employment Check | Varies by partner | Not strict | Not strict | Not strict | Not strict |
Loan Decision | Multiple lenders | AI-based internal system | Automated | Semi-automated | Semi-automated |
Best For | Comparison, speed | Larger loans, extensions | Freelancers, first-timers | Instant small loans | First-time, no-doc loans |
Terms and Rates
Popular Loan Providers

Credify 0%
Instant approval for new users

Credy Popular
Flexible personal loans online

Finami
Cash loans for emergencies 24/7

Peroloan
Quick loans with no paperwork

Crezu
Compare loan offers in seconds

Mazilla
Best rates for fast cash loans

LoanOnline
Get approved in 5 minutes

Finmerkado
Loans for any financial goal

Soscredit
Urgent loans up to PHP 25,000

PesoRedee
Small loans without ID required

Cash2GO
Simple and fast online loans

Binixo
24/7 loan app for emergencies
Joseph, 36, Taguig
I used Cashspace on a Sunday night and still got 3 offers in under a minute. I picked one and got approved same day.
Mara, 25, Quezon City
Perfect if you don’t know which app to trust. No scam, all legit options.
Luis, 41, Cebu
Didn’t expect to get approved with my bad credit. But Cashspace helped me find a lender who didn’t mind.
Ellie, 30, Davao
I liked that they didn’t charge anything and just showed all my options. Way easier than searching one by one.
Kevin, 27, Manila
Fast, simple, and got the money in my GCash. 10/10 for emergencies.